Home Insurance is something that nearly everyone will need at some point in their lives. It is a very important product that protects you, your family and your way of life.
Your home insurance will give you coverage for your personal belongings, your dwelling, and additional living expenses - for a broad range of perils, as well as personal liability.
In order to find out what your home insurance will cost we will need to determine the Replacement Cost of your home. We calculate this using the square footage, the year built, type of flooring, number of washrooms, and many other features that your home may have. There are also various discounts that affect the premium, so we will look into which ones you may qualify for. Then we can provide quotes from several insurance companies in order to find you the best coverage for the best value.
To give us the information we need to get quotes for you, fill out the Quote Request on our website, or give us a call and one of our brokers will be happy to talk to you.
All insurance policies have "special limits" on certain types of property and you should talk to us about items that you may have that are limited within your policy. Examples of items with specific limits are bikes, jewellery, musical instruments, professional/business property. These items can be scheduled on your policy for an additional premium. Some of your belongings such as motor vehicles, boats, ATV's and seasonal homes will probably need to be insured separately, so be sure to ask us about insuring them.
We do our absolute best at explaining your options and asking significant questions to ensure you are getting the right coverage, but we encourage you to ask as many questions as you need to in order to understand what you are purchasing. Remember, there’s no such thing as a dumb question!
After the policy is put into place, we will take care of sending confirmation to your lawyer and your bank.
While insurance is very important, we know that it is just one of the many things to remember when buying a home. We will make it as easy as possible to check off your list.
We look forward to meeting you!
Please be sure to discuss mortgage life insurance with us, we may be able to save you money and provide better coverage.
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