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Latest News from Al Hattie Insurance

Brace yourselves... Winter is coming!

posted by Al Hattie Insurance    |   August 19, 2016 16:12

This morning we all felt it! Brace yourselves, winter is coming! To get prepared we have made a short list of some tips for winterizing your home this year!

-Clean or replace your furnace air filters each month during the heating season.

-If you are going away for the winter, for any duration of time, you must contact your broker to confirm you are meeting your insurance companies guidelines to ensure proper coverage is still in place.

-To help allow for good air circulation in your attic, ensure it has proper ventilation, so that hot air doesn’t get trapped in the rafters, melting the bottom layer of the snow on the roof. This is also a good time to confirm with your broker that your policy covers for ICE DAMMING as not all policies cover that!

-As a homeowner, make sure you know where to find your water shut off valve, in case of emergencies quick action could potentially save you from major damage to your home.

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Money Saving Tips This Fall For Your Seasonal Vehicles

posted by Al Hattie Insurance    |   September 3, 2013 16:20

Fall is quickly approaching, and while hopefully everyone has had their fair share of summer it is time to start thinking about your seasonal homes and vehicles and a few tips that can save you money this fall on your insurance and ensure you're properly covered through the winter. Motorcycles, trailers, and summer cars are examples of seasonal vehicles that you may have going into storage soon, and it's important to have proper coverage and how to avoid unnecessary fees. Make sure seasonal vehicles are a part of an auto policy before cancelling plates to ensure you get better rates and proper coverage while in storage. Vehicles must be added to an auto policy to ensure coverage while in storage and you will save money by receiving a substantially better rate when cancelling plates. In the case of motorcycles, cancelling your plates after the vehicle has been added to an auto policy allows you to pay an often smaller flat rate while cancelling them without being added to an auto policy results in a fee based on dollar value of the motorcycle. It's important to note that your home policies do not cover these vehicles.

Please feel free to phone us (1-888-450-2700) or stop by our office to check that other seasonal property like boats or ATVs are properly covered and that your seasonal home coverage is correctly valued throughout the winter. Further information and clarifications can be found here.

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